phtt Terms & Conditions

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and phtt ("phtt," "we," "us," or "our") governing your access to and use of the phtt online gaming platform available at phtt.app, including all associated services, features, content, and functionality (collectively, the "Platform").

By accessing the phtt Platform, creating an account, making a deposit, or participating in any game or promotion offered by phtt, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, together with phtt's Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.

If you do not agree to these Terms, you must immediately cease using the phtt Platform and close your account. Continued use of the Platform following any amendment to these Terms constitutes your acceptance of the revised Terms.

To register and use the phtt Platform, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age. This is a mandatory legal requirement under Philippine gambling regulations. phtt strictly enforces this age restriction and will request identity verification documents to confirm your age.
• You must be physically located in a jurisdiction where online gambling is legal and permitted at the time of play.
• You must not be a resident of any jurisdiction where accessing or using online gambling services is prohibited by applicable law.
• You must not be an employee, contractor, director, officer, or agent of phtt, or an immediate family member of any such person.
• You must not be subject to any self-exclusion order, whether imposed by phtt or by any regulatory authority.
• You must have full legal capacity to enter into a binding agreement under the laws of the Republic of the Philippines.

By registering an account, you represent and warrant that you meet all eligibility requirements set out in this section. phtt reserves the right to verify your eligibility at any time and to suspend or terminate your account if you are found to be ineligible.

To access the full range of phtt services, you must register a player account. When registering, you agree to provide accurate, current, and complete information as requested in the registration form. You are responsible for maintaining the accuracy of your account information and must promptly update any information that changes.

One Account Policy: Each player is permitted to hold only one phtt account. The creation of multiple accounts by a single individual is strictly prohibited and constitutes a material breach of these Terms. phtt reserves the right to close all duplicate accounts and to void any winnings or bonuses associated with such accounts.

Account Security: You are solely responsible for maintaining the confidentiality of your phtt login credentials, including your username and password. You must not share your login credentials with any third party. ph tt will never ask you for your password via email, live chat, or any other communication channel. If you suspect that your account has been accessed without your authorization, you must notify phtt support immediately.

Know Your Customer (KYC) Verification: phtt is required to verify the identity of all players as part of its compliance obligations. You may be required to submit government-issued identification, proof of address, and proof of payment method before withdrawals are processed. Failure to complete KYC verification may result in the suspension of withdrawal privileges until verification is complete.

All financial transactions on the phtt Platform are conducted in Philippine Peso (₱). phtt supports the following payment methods for deposits and withdrawals: GCash, PayMaya, BPI, BDO, Metrobank, UnionBank, InstaPay, and PESONet.

Deposits: Deposits are credited to your phtt account balance upon confirmation of receipt. The minimum deposit amount is ₱100. phtt does not charge fees on deposits; however, your payment provider may apply their own transaction fees, for which phtt accepts no responsibility.

Withdrawals: Withdrawal requests are processed to the same payment method used for the most recent deposit, subject to KYC verification being complete. The minimum withdrawal amount is ₱200. GCash and PayMaya withdrawals are typically processed within five (5) minutes of approval. Bank transfer withdrawals via BPI, BDO, or Metrobank may take one (1) to three (3) business days depending on the receiving bank's processing schedule.

Withdrawal Conditions: phtt reserves the right to request additional verification documents before processing any withdrawal. Withdrawals will not be processed where there is a reasonable suspicion of fraudulent activity, money laundering, or breach of these Terms. Any bonus funds that have not met the applicable wagering requirements are not eligible for withdrawal.

Currency: All account balances, bets, winnings, and transactions are denominated in Philippine Peso (₱). phtt does not accept deposits or process withdrawals in foreign currencies.

phtt offers various bonuses and promotional offers to eligible players from time to time. All bonuses and promotions are subject to the specific terms and conditions published alongside each offer, in addition to these general Terms.

Wagering Requirements: Unless otherwise stated, all bonus funds are subject to a wagering requirement before they may be withdrawn. The applicable wagering requirement will be clearly stated in the promotion terms. Wagering requirements must be met within the specified time period; failure to do so will result in the forfeiture of the bonus and any winnings derived from it.

Bonus Eligibility: Bonuses are available to eligible players only. phtt reserves the right to determine eligibility at its sole discretion. Players who have previously abused bonus offers, created multiple accounts, or engaged in prohibited conduct may be excluded from promotions.

Modification and Withdrawal: phtt reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice. Changes to ongoing promotions will be communicated via the phtt Platform or by email to registered players.

• Bonuses cannot be transferred between accounts.
• Only one bonus may be active at a time unless otherwise specified.
• Winnings generated from free spins or free bets are credited as bonus funds and subject to wagering requirements.
• phtt reserves the right to reclaim any bonus credited in error.

All games available on the phtt Platform are governed by individual game rules, which are accessible within each game interface. By participating in any game, you agree to be bound by the applicable game rules in addition to these Terms.

Random Number Generation: All phtt games that rely on random outcomes use certified Random Number Generator (RNG) technology to ensure fair and unpredictable results. Live casino games are conducted by real dealers in real time and are subject to the rules of the respective game as displayed on screen.

Malfunctions: In the event of a technical malfunction, game error, or system failure that affects the outcome of a game, phtt reserves the right to void the affected round and refund the wager to the player's account. phtt's decision in such matters is final. No compensation will be paid for losses arising from technical malfunctions beyond the return of the original wager.

Disconnections: phtt is not responsible for losses incurred as a result of internet disconnection, device failure, or any other technical issue on the player's side. Players are responsible for ensuring a stable internet connection when using the phtt Platform.

Bet Limits: Minimum and maximum bet limits apply to all games on phtt. These limits are displayed within each game and may be adjusted by phtt at any time. phtt reserves the right to impose individual bet limits on any player account at its sole discretion.

The following activities are strictly prohibited on the phtt Platform. Engaging in any prohibited conduct constitutes a material breach of these Terms and may result in immediate account suspension, forfeiture of balances, and referral to law enforcement authorities.

• Fraud and Misrepresentation: Providing false, inaccurate, or misleading information during registration or at any other time.
• Multiple Accounts: Creating or operating more than one phtt account, whether under your own name or under a false identity.
• Collusion: Cooperating with other players to gain an unfair advantage in any game, including but not limited to sharing cards, coordinating bets, or communicating game information.
• Use of Automated Software: Using bots, scripts, artificial intelligence tools, or any other automated software to interact with the phtt Platform or to gain an advantage in any game.
• Money Laundering: Using the phtt Platform to launder money or to facilitate any other financial crime. phtt complies with all applicable anti-money laundering (AML) regulations and will report suspicious activity to the appropriate Philippine authorities.
• Chargebacks: Initiating unauthorized chargebacks or payment reversals with your bank or payment provider in relation to phtt transactions.
• Exploitation of Errors: Deliberately exploiting software bugs, errors, or vulnerabilities in the phtt Platform to gain an unfair advantage.
• Harassment: Engaging in abusive, threatening, or harassing behavior toward phtt staff or other players.

All content on the phtt Platform, including but not limited to text, graphics, logos, icons, images, audio clips, game software, and the overall design and layout of the Platform, is the property of phtt or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the phtt Platform solely for your personal, non-commercial entertainment purposes. This license does not include the right to:

• Copy, reproduce, distribute, or publicly display any content from the phtt Platform without prior written consent.
• Modify, adapt, translate, or create derivative works based on any phtt content.
• Reverse engineer, decompile, or disassemble any software used in connection with the phtt Platform.
• Use any phtt trademarks, logos, or brand elements without prior written authorization.

Any unauthorized use of phtt intellectual property is a violation of these Terms and may constitute an infringement of applicable copyright, trademark, and other intellectual property laws.

To the fullest extent permitted by applicable law, phtt, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the phtt Platform, including but not limited to:

• Loss of winnings or profits due to technical malfunction, system error, or service interruption.
• Loss of data or account information.
• Unauthorized access to your account resulting from your failure to maintain the security of your login credentials.
• Any decision made by phtt in the exercise of its rights under these Terms, including account suspension or termination.

phtt's total aggregate liability to you for any claim arising out of or in connection with these Terms or your use of the Platform shall not exceed the total amount deposited by you into your phtt account in the thirty (30) days preceding the event giving rise to the claim.

The phtt Platform is provided on an "as is" and "as available" basis. phtt makes no warranties, express or implied, regarding the Platform's availability, accuracy, reliability, or fitness for a particular purpose.

phtt reserves the right to suspend, restrict, or terminate any player account at any time, with or without prior notice, for any of the following reasons:

• Breach of any provision of these Terms.
• Failure to complete KYC verification within the required timeframe.
• Reasonable suspicion of fraudulent activity, money laundering, or other illegal conduct.
• Receipt of a self-exclusion request from the account holder.
• Regulatory requirement or instruction from a competent authority.
• Extended period of account inactivity (accounts with no login activity for twelve consecutive months may be classified as dormant).

Dormant Accounts: A phtt account is considered dormant if there has been no login activity for a period of twelve (12) consecutive months. phtt will notify you by email before applying any dormancy fee. A monthly dormancy administration fee of ₱50 may be deducted from the dormant account balance until the balance reaches zero or the account is reactivated.

Voluntary Closure: You may close your phtt account at any time by contacting phtt customer support. Upon closure, any remaining balance (subject to applicable withdrawal conditions) will be returned to your registered payment method.

phtt is committed to promoting responsible gaming and providing a safe, enjoyable environment for all players. We recognize that for some individuals, gambling can become problematic, and we have implemented a range of tools and policies to support player wellbeing.

The following responsible gaming tools are available to all phtt account holders and can be activated at any time through the account settings or by contacting phtt support:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your phtt account.
• Session Time Limits: Set a maximum duration for each gaming session, after which you will be automatically logged out.
• Reality Checks: Receive on-screen notifications at regular intervals showing your session duration and net gaming activity.
• Cooling-Off Period: Temporarily suspend your account for a period of 24 hours, 7 days, or 30 days.
• Self-Exclusion: Permanently close your phtt account and request exclusion from all phtt marketing communications.

If you believe that your gambling has become a problem, we encourage you to use the self-exclusion tools available on phtt and to seek support. For more information, please visit the phtt Responsible Gaming page.

phtt collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By using the phtt Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

phtt implements industry-standard security measures, including 256-bit SSL encryption, to protect your personal and financial data. However, no method of electronic transmission or storage is completely secure, and phtt cannot guarantee absolute security of your data.

phtt will not sell, rent, or share your personal data with third parties for their own marketing purposes without your explicit consent. phtt may share your data with regulatory authorities, law enforcement agencies, and payment processors where required by law or necessary to provide the phtt service.

For full details on how phtt collects, uses, and protects your personal data, please review the phtt Privacy Policy.

phtt reserves the right to amend, update, or replace these Terms at any time. When material changes are made, phtt will notify registered players by email and/or by displaying a prominent notice on the phtt Platform. The date of the most recent revision will be indicated at the top of this page.

Your continued use of the phtt Platform following the publication of revised Terms constitutes your acceptance of the changes. If you do not agree to the revised Terms, you must cease using the Platform and close your account before the effective date of the changes.

It is your responsibility to review these Terms periodically to stay informed of any updates. phtt recommends bookmarking this page and checking it regularly.

These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

Dispute Resolution: In the event of a dispute between you and phtt, we encourage you to contact phtt customer support in the first instance. phtt will make every reasonable effort to resolve disputes amicably and in a timely manner.

If a dispute cannot be resolved through direct negotiation, both parties agree to submit to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.

Game Outcome Disputes: If you wish to dispute the outcome of a game, you must notify phtt support within seventy-two (72) hours of the disputed event. phtt will review the relevant game logs and records and provide a written response within ten (10) business days. phtt's decision on game outcome disputes is final and binding.

If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact the phtt support team through any of the following channels:

• Live Chat: Available 24/7 directly on the phtt Platform — the fastest way to reach us.
• Email: [email protected] — we aim to respond to all email inquiries within 24 hours.

When contacting phtt regarding a specific account issue or dispute, please have your registered username and account details ready to help us assist you more efficiently.